🧭 What is Malaysia My Second Home (MM2H)?
The Malaysia My Second Home (MM2H) program is a government-endorsed long-term residency visa for foreigners who wish to live, retire, or invest in Malaysia. Participants enjoy a renewable multiple-entry visa (up to 20 years) with various lifestyle and investment privileges.
MM2H is especially popular among retirees, entrepreneurs, and international investors looking for a stable, affordable, and English-friendly country to call home.
💡 Why Choose Malaysia?
- 🌏 Strategic location in the heart of Southeast Asia
- 💰 Affordable cost of living and healthcare
- 🏙 Strong property investment potential
- 🗣 English widely spoken, easy communication
- 🌴 Tropical lifestyle with world-class amenities
🏆 Compare MM2H Packages at a Glance 👇
| Feature | Silver | Gold | Platinum | SEZ / SFZ |
|---|---|---|---|---|
| Visa Validity | 5 Years | 15 Years | 20 Years | 10 Years |
| Fixed Deposit | USD 150,000 | USD 500,000 | USD 1,000,000 | USD 65,000 / 32,000 |
| Government Fee | RM 1,000 | RM 3,000 | RM 200,000 | RM 1,000 |
| Work / Business Allowed | ❌ | ❌ | ✅ | ❌ |
| Maid Allowed | ❌ | ❌ | ✅ | ❌ |
| Dependents Allowed | ✅ | ✅ | ✅ | ✅ |
| Property Requirement | RM 600K+ | RM 1M+ | RM 2M+ | Johor SEZ / Labuan |
| Minimum Age | 25+ | 25+ | 25+ | 21+ |
| Stay Requirement | 90 Days/Year | 90 Days/Year | 90 Days/Year | 90 Days/Year |
💰 MM2H Application Fees (Regulated Under Act 723)
All MM2H fees are regulated and fixed under the Price Control and Anti-Profiteering Act 2011 [Act 723] to ensure fairness and transparency.
| MM2H Category | Official Application Fee (RM) |
|---|---|
| Silver Tier | RM 40,000 |
| Gold Tier | RM 55,000 |
| Platinum Tier | RM 70,000 |
| SEZ / SFZ (Special Economic Zone) | RM 40,000 |
✅ Fees are payable only through licensed agencies such as IQI Licensed MM2H Consultant Partner
✅ No hidden commissions or additional charges allowed under the Act.
🌟 MM2H Packages Summary (At a Glance)
| Items | 🪙 Silver/ | 🏅 Gold | 💎 Platinum (Most Popular) | 🏢 SEZ / SFZ |
| Fixed Deposit | USD 150K | USD 500K | USD 1M | USD 65K / 32K |
| Application Fee | RM 40K | RM 55K | RM 70K | RM 40K |
| Visa Validity | ✅ 5-year MM2H visa | ✅ 15-year MM2H visa | ✅ 20-year MM2H visa | ✅ 10-year visa under Johor SEZ |
| Highlights | ✅ Ideal for retirees or long-term expats ✅ Lower financial threshold ✅ Family members eligible (spouse, kids, parents) | ✅ Suitable for high-net-worth individuals ✅ Higher property purchase threshold ✅ Family support & relocation guidance | ✅ Business & employment allowed ✅ Domestic helper/maid included ✅ Best for entrepreneurs & global citizens | ✅ Lower FD: USD 32K–65K based on age ✅ SEZ-only property investment ✅ Fast-track relocation |
| Action | 🔹 Apply Now | 🔸 Apply Now | ⭐ Apply Now | 🔹 Apply Now |
💡 Why MM2H Appeals to Property Investors
| Advantage | Explanation |
|---|---|
| Long-Term Residency | Stay in Malaysia for up to 20 years with multiple-entry visa. |
| Property Ownership Rights | Eligible to purchase and own residential property under foreigner rules. |
| Stable Market | Malaysia’s property market remains steady in KL, Penang, and Johor. |
| Attractive Cost of Living | Affordable lifestyle with modern infrastructure and healthcare. |
| Tax Advantage | Territorial tax system — foreign income not taxed locally. |
| Family Inclusion | Bring spouse, children, and parents under one application. |
| English-Friendly Environment | English widely spoken for business and daily life. |
| Excellent Infrastructure | Modern amenities, transport, and broadband connectivity. |
🏙️ Ideal for These Types of Buyers
| Profile | Why MM2H Fits |
|---|---|
| Retirees | Peaceful lifestyle, good healthcare, and low living costs. |
| Investors | Secure property ownership plus long-term visa stability. |
| Entrepreneurs | Access to ASEAN markets with residency benefits. |
| Families | Safe and diverse environment with top international schools. |
| Digital Nomads | Flexible stay, affordable lifestyle, reliable connectivity. |
📋 Step-by-Step Process for MM2H Property Investors
- Consult a Licensed MM2H Agent – Work with approved consultants such as IQI Licensed MM2H Consultant Partner
- Select Your Tier – Choose Silver, Gold, Platinum, or SEZ based on your goals.
- Prepare Documents – Passport, proof of income, medical insurance, bank statements.
- Submit Application – Through a licensed MM2H agent.
- Receive Conditional Approval – From the Immigration Department.
- Open Fixed Deposit – Place required amount in a Malaysian bank.
- Undergo Medical Check & Insurance – Compulsory for all applicants.
- Purchase Property – Meet the minimum threshold and local regulations.
- Visa Endorsement – Final step before you enjoy residency benefits.
🏡 Key Benefits of MM2H
- Renewable long-term residency (up to 20 years)
- Multiple-entry visa with family inclusion
- Tax-free income from overseas
- Property ownership privileges
- Access to healthcare, education, and investment opportunities
🧭 Key Considerations Before You Apply
- Total Investment = Fixed Deposit + Property + Application Fees + Legal & Misc. Costs
- Stay Requirement – Some tiers (below age 50) may need 90 days/year presence.
- State Minimums – Property threshold varies (e.g., RM1M+ in KL, RM500k+ in Johor).
- Renewal Rules – Check visa renewal process before expiry.
- Official Agents Only – Always verify license under MOTAC to ensure authenticity.
💬 Frequently Asked Questions (FAQs)
Q1. Can I buy property in Malaysia without MM2H?
✅ Yes, foreigners can buy property, but MM2H gives longer stay, easier banking, and residency security.
Q2. Can MM2H holders work or run a business?
⚪ Only under higher tiers (Platinum or special approval). Silver tier holders are not permitted to work.
Q3. Is the fixed deposit refundable?
✅ Yes. You may withdraw part after one year for property purchase, education, or medical needs (with approval).
Q4. What’s the difference between tiers?
💎 The higher the tier, the longer the visa validity, and the greater the privileges for investment or business.
Q5. What are the official MM2H fees?
💰 Silver RM40k, Gold RM55k, Platinum RM70k, SEZ RM40k (regulated by Act 723).
Q6. How long is the approval process?
⏳ Usually between 3–6 months, depending on documentation completeness.
Q7. Are dependents included?
👨👩👧👦 Yes. Spouse, unmarried children under 21, and parents (depending on tier).
Q8. Can MM2H holders rent out their property?
✅ Yes, subject to local tenancy regulations and property type (check strata or developer rules).
Q9. Is foreign income taxed?
💵 No, Malaysia’s territorial tax system means overseas income is exempt.
Q10. Which locations are best for MM2H property buyers?
🏙️ Kuala Lumpur (KLCC, TRX), Penang (Gurney, Tanjung Tokong), and Johor (Iskandar Region).
🌐 Why Choose IQI Licensed MM2H Consultant Partner
IQI Licensed MM2H Consultant Partner is a licensed and trusted consultant offering full-service MM2H solutions:
- Over 10 years of experience in MM2H consultancy
- Officially aligned with Immigration Department requirements
- Complete support: visa, property investment, banking, and relocation
- Transparent fee structure (compliant with Act 723)
- Global client network with multilingual assistance
🏆 What Makes IQI Licensed MM2H Consultant Partner Different?
Your One-Stop Malaysia My Second Home Solution — Transparent, Regulated, and Hassle-Free
When you choose our All-Inclusive MM2H Service Package, we handle everything from start to finish — so you can focus on enjoying your new life in Malaysia.
Our expert team ensures a smooth, compliant, and stress-free experience every step of the way.
🧭 Comprehensive Program Guidance
We guide you through every requirement and help you make confident decisions.
✅ Full explanation of MM2H terms, eligibility, and financial criteria
✅ Access to our exclusive network of legal, banking, and relocation partners
✅ Complimentary MyExpat MM2H Financial Guide, sample cover letters, CV templates, and a step-by-step checklist
🗂️ Complete Application Preparation
Enjoy a worry-free application process managed by professionals.
✅ Personalized document review and certification support
✅ Submission to Immigration & MOTAC One-Stop Centre with all required certified forms
✅ Professionally prepared cover letters, declarations, and supporting documents
🧾 Personal Bond Arrangement
We take care of the Personal Bond process on your behalf to ensure full compliance with Malaysian immigration law.
✅ End-to-end bond handling and documentation
📄 Submission & Status Tracking
Never lose track of your application again.
✅ Real-time status updates and follow-ups with Immigration & MOTAC
✅ Guidance to obtain your Conditional Approval Letter (CAL)
✅ Friendly reminders for key timelines — including your 6-month entry window after approval
✈️ Post-Approval Concierge Support
Our support continues even after your visa is approved.
✅ Optional airport pickup and accommodation arrangement
✅ Assistance opening your fixed deposit account and completing your medical check-up
✅ Guidance to purchase mandatory medical insurance
✅ Support for domestic helper applications, car import permits, property purchases, and business setup consultations
🌟 The Promise
We believe in transparent pricing, regulated fees, and personalized service.
With our experienced MM2H specialists, your move to Malaysia will be seamless, compliant, and stress-free — every step of the way.
📞 Ready to Begin Your MM2H Journey?
Make Malaysia your second home — safe, affordable, and full of opportunity.
👉 Contact IQI Licensed MM2H Consultant Partner today for a free consultation and start your application. Your Second Home in Malaysia Awaits.
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