Review of Malaysia My Second Home (MM2H) 2025
✅ Affordable Living ✅ Cultural Diversity ✅ Tax Benefits
"Your Gateway to a Vibrant Life and Lucrative Property Investment in Malaysia"
The Malaysia My Second Home (MM2H) program allows foreigners to reside in Malaysia long-term with a renewable visa. It offers flexible terms for retirees, expatriates, and investors, requiring financial stability and health criteria. Benefits include affordable living, diverse culture, and access to quality healthcare and education.
What is MM2H?
The Malaysia My Second Home (MM2H) program, launched in 2002, is a long-term visa initiative inviting foreigners to live in Malaysia for up to 20 years with a renewable multiple-entry social visit pass. It includes West Malaysia MM2H, Sarawak MM2H (S-MM2H), and Sabah MM2H, each with unique requirements.
West Malaysia MM2H
Reside in vibrant cities like Kuala Lumpur or Penang with Platinum, Gold, or Silver tiers. Minimum age: 25 (21 for SEZ). Requires RM 40,000 monthly offshore income.
Sarawak MM2H (S-MM2H)
Enjoy a relaxed lifestyle in Sarawak with lower financial thresholds. Minimum age: 30 (21–29 with property purchase or child studying in Sarawak). Requires MYR 7,000–10,000 monthly income.
Sabah MM2H
Experience Sabah’s natural beauty. Policies are approved in principle, with details pending. Offers a unique residency option for nature lovers and investors.
Who Can Apply for MM2H?
The MM2H and S-MM2H programs welcome diverse individuals seeking a high-quality lifestyle, investment opportunities, or a new home in Malaysia. Here’s who qualifies and why they’re a perfect fit:
Retirees (50+)
Retirees enjoy Malaysia’s low cost of living, world-class healthcare, and warm climate. MM2H offers long-term residency (up to 20 years) and tax-free offshore pensions for a comfortable retirement.
Expatriates & Professionals (30+)
Professionals find Malaysia’s multicultural hub ideal. Platinum tier allows work and business investment. S-MM2H offers flexibility for those aged 21–29 with property or education ties.
Investors
Investors are drawn to MM2H for property opportunities starting at MYR 500,000 (SEZ/S-MM2H). Malaysia’s stable market offers 5–7% rental yields and capital growth.
Families
Families can include children under 21 (or under 34 if full-time students in Malaysia/Sarawak) and parents over 60. Malaysia’s international schools and safe environment are family-friendly.
MM2H Tiers & Benefits
West Malaysia MM2H requires proof of offshore income of RM 40,000/month for 3 consecutive months, medical report, insurance, and a Letter of Good Conduct. S-MM2H requires similar documentation with lower income thresholds.
Platinum Tier (West Malaysia)
- Fixed Deposit: USD 1,000,000
- Property Purchase: Min. MYR 2,000,000
- Visa Duration: Up to 20 years, renewable
- Benefits: Work, business investment, premium lifestyle perks
Gold Tier (West Malaysia)
- Fixed Deposit: USD 500,000
- Property Purchase: Min. MYR 1,000,000
- Visa Duration: Up to 15 years, renewable
- Benefits: Hire domestic helpers, long-term residency
Silver Tier (West Malaysia)
- Fixed Deposit: USD 150,000)
- Property Purchase: Min. MYR 600,000
- Visa Duration: Up to 5 years, renewable
- Benefits: Affordable entry to MM2H benefits
Sarawak MM2H (S-MM2H)
- Fixed Deposit: RM 150,000 (single, ~USD 31,700), RM 300,000 (couple, ~USD 63,400)
- Monthly Income: MYR 7,000 (single), MYR 10,000 (couple)
- Property Purchase: Min. MYR 600,000 (Kuching, Miri, Sibu), MYR 500,000 (other areas)
- Withdrawal: After 1 year, MYR 40,000 (single) or MYR 90,000 (couple), min. balance MYR 110,000/210,000
- Visa Duration: 5 years, renewable
- Benefits: Education, duty-free car import (up to MYR 30,000)
MM2H & Property Investment
The MM2H and S-MM2H programs enable property investment in Malaysia, combining lifestyle benefits with financial growth in a stable market.
Why Invest in Malaysian Property?
- High Returns: Offers 5–7% rental yields in urban areas and strong capital appreciation potential.
- Tax Benefits: No tax on offshore income or pensions, enhancing investment returns.
- Stable Market: Malaysia’s economy and tourism growth ensure long-term property value.
MM2H Property Rules
- Minimum Purchase: MYR 2,000,000 (Platinum), MYR 1,000,000 (Gold), MYR 600,000 (Silver)
- Holding Period: Properties must be held for 10 years unless upgraded.
- Flexibility: Withdraw up to 50% of fixed deposit after one year for property, healthcare, or education.
- Regional Options: Invest in high-demand areas (Kuala Lumpur, Penang) or emerging zones (Johor SEZ, Sarawak).
Who Applies for MM2H and Why Malaysia?
The MM2H program attracts a diverse range of applicants from countries worldwide, drawn to Malaysia’s unique blend of affordability, cultural richness, and strategic advantages. Here’s who’s applying and why they choose Malaysia:
Top Applicant Countries
- China: High-net-worth individuals and retirees seek luxury properties (e.g., in KLCC) and stable investment returns.
- Japan: Retirees and professionals value Malaysia’s warm climate, low living costs, and English proficiency.
- Bangladesh, South Korea, Singapore: Investors and families are drawn to affordable properties and business opportunities.
- UK, Iran: Expats and retirees appreciate the multicultural environment and world-class healthcare.
Why Choose Malaysia?
- Affordable Living: A comfortable lifestyle in Kuala Lumpur costs ~USD 1,500/month, far lower than Western countries.
- Cultural Diversity: A blend of Malay, Chinese, and Indian cultures creates a welcoming, multicultural hub.
- English Proficiency: Widespread English use eases communication for expats.
- Strategic Location: Proximity to Singapore and other Asian hubs supports travel and business.
- Tax Benefits: Tax-free offshore income and pensions maximize financial returns.
Recommended Property Investment Projects
Discover premium property projects in Kuala Lumpur’s prime locations, tailored for MM2H investors seeking high rental yields (4–7%) and capital growth in KLCC, TRX, and Bukit Bintang.
The Conlay (KLCC)
- Price: From MYR 1,800,000 (~USD 380,000)
- MM2H Tier: Platinum, Gold
- Benefits: Freehold, 5–6% rental yield, near Petronas Twin Towers, luxury amenities (sky pool, concierge)
- Why Invest: Prime KLCC location, high expat demand, enhanced by MRT Putrajaya Line connectivity
Core Residence @ TRX (TRX)
- Price: From MYR 1,200,000 (~USD 253,000)
- MM2H Tier: Gold, Platinum
- Benefits: Freehold, 5–7% rental yield, in Tun Razak Exchange financial hub, smart home tech, upscale amenities (sky garden, yoga room)
- Why Invest: Strategic TRX location, high demand from business travelers, strong capital growth
SO/ Sofitel Kuala Lumpur Residences (KLCC)
- Price: From MYR 1,600,000 (~USD 337,000)
- MM2H Tier: Platinum, Gold
- Benefits: Freehold, 4–6% rental yield, branded luxury by Sofitel, premium amenities (spa, infinity pool)
- Why Invest: Prestigious KLCC address, high appeal for affluent tenants, strong brand value
Skyline Embassy KLCC (KLCC)
- Price: From MYR 800,000 (~USD 169,000)
- MM2H Tier: Silver, Gold
- Benefits: Freehold, 5–6% rental yield, 950m from KLCC, luxury amenities (pool, gym), near embassies
- Why Invest: Affordable luxury, high rental demand in Embassy Row, strong appreciation potential
Orion Residence KL (Bukit Bintang)
- Price: From MYR 1,200,000 (~USD 253,000)
- MM2H Tier: Gold, Platinum
- Benefits: Freehold, 4–6% rental yield, 298 exclusive units, luxury amenities (sky dining, Italian marble)
- Why Invest: Prime Bukit Bintang location, high expat and tourist demand, strong ROI
CloutHaus KLCC (KLCC)
- Price: From MYR 1,548,800 (~USD 327,000)
- MM2H Tier: Platinum, Gold
- Benefits: Freehold, 5–6% rental yield, opposite Petronas Twin Towers, luxury amenities (sky lounge, infinity pool)
- Why Invest: Iconic address, high demand from premium tenants, timeless luxury design
Branniganz Suites @ Bukit Bintang (Bukit Bintang)
- Price: From MYR 688,000 (~USD 145,000)
- MM2H Tier: Silver, Gold
- Benefits: Freehold, 6–7% rental yield, near Pavilion KL and MRT, modern amenities (sky pool, gym)
- Why Invest: Vibrant Bukit Bintang location, ideal for Airbnb, high tourist demand
Start Your MM2H Journey Today
Contact a licensed MM2H agent accredited by MOTAC (West Malaysia) or the Sarawak Ministry of Tourism, Creative Industry, and Performing Arts (S-MM2H)
Register Your Interest
Frequently Asked Questions
Why Choose MM2H?
MM2H offers 5–20 years of residency in West Malaysia, Sarawak, or Sabah, with tax benefits and property investment opportunities. Platinum tier allows work, while S-MM2H provides affordable entry for a relaxed lifestyle.
Why Malaysia?
Malaysia offers low living costs, cultural diversity, modern infrastructure, tropical weather, top healthcare, and international schools. Its stable economy and 5–7% property rental yields attract investors, retirees, and families.
What are the financial requirements?
West Malaysia MM2H: RM 40,000/month offshore income for 3 months, fixed deposits from RM 500,000–5,000,000, property from MYR 500,000–1,500,000. S-MM2H: MYR 7,000–10,000/month, fixed deposit RM 150,000–300,000, property MYR 500,000–600,000. Up to 50% of deposits can be withdrawn after one year.
Can I work under MM2H?
Platinum tier (West Malaysia) allows work and business investment. Those over 50 can work part-time (20 hours/week) with approval. Other tiers and S-MM2H require separate work visas or PVIP.
Does MM2H lead to permanent residency?
MM2H is not a direct path to permanent residency. Applicants with a USD 2 million fixed deposit may qualify for an Entry Permit after 5 years, subject to approval and a Malaysian sponsor.
What are the residency requirements?
West Malaysia MM2H: 60 days/year for principal or dependents (30–49). S-MM2H: 30 days/year in Sarawak for principal or one dependent. Compliance ensures visa renewal.